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APPRAISER QUALIFICATIONS -

STEVEN T. ROBISON

Certified Residential Real Estate Appraiser for Missouri Property Appraisal, Inc.,
Real Estate Appraisers and Consultants - Columbia, Missouri Office.

EDUCATIONAL BACKGROUND

Graduate, Moberly High School, Moberly, Missouri
A.A. - Associates of Arts, Moberly Community College
B.A - Business Administration, Columbia College, Columbia, Missouri


APPRAISAL RELATED EDUCATION

Uniform Standards of Appraisal Practice -
1996, Lincoln Graduate Center, Jefferson City, Missouri

Appraising the Single Family Residence -
1997, Lowman & Co., Sedalia, Missouri

Fundamentals of Real Estate Appraisal -
1996, Lowman & Co., Sedalia, Missouri

Fundamentals of Real Estate -
1993, Southwest Missouri State University, Springfield, Missouri

How to Do a FHA Appraisal -
1998, Lowman & Co., Sedalia, Missouri

Two-Four Unit Residential Case Studies –
October 1999, Lowman & Co., Sedalia, Missouri

Real Estate Appraisal Methods –
October 1999, Lowman & Co., Sedalia, Missouri

FHA Exam Prep Session –
December 1999, Lowman & Co., Jefferson City, Missouri

Demographic & Economic Overview
August 2001, Lowman & Co., Columbia, Mo

Cost Approach Overview
August 2001, Lowman & Co., Columbia, Mo

Appraising Manufactured and Mobile Housing
September 2001, Lowman & Co., Booneville, Mo

USPAP Update
September 2001, Lowman & Co., Sedalia, Mo

National USPAP Update
May 2003, Lowman & Co., Columbia, Mo


PROFESSIONAL CERTIFICATIONS

Certified Residential Real Estate Appraiser,
Missouri Real Estate Appraisers Commission,
Certification # RA 003116

FHA Lenders Selection Panel


PROFESSIONAL AFFILLIATIONS

Columbia Area Board of REALTORS
Missouri Association of REALTORS
National Association of REALTORS
Columbia Chamber of Commerce