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APPRAISER QUALIFICATIONS -

DANIEL J. FRAZE

State Licensed Appraiser for Missouri Property Appraisal, Inc.,
Real Estate Appraisers and Consultants – Laurie, Missouri Office.


EDUCATIONAL BACKGROUND

Graduate - 1981 Lee's Summit High School, Lee's Summit, Missouri
Graduate - 1998 Lincoln Graduate Center, Real Estate Appraiser

PROFESSIONAL TRAINING

Principles of Residential Real Estate Appraisal -
August 1998, Lincoln Graduate Center, Kansas City, Mo.

Uniform Standards of Professional Practice -
August 1998, Lincoln Graduate Center, Kansas City, Mo.

Practice of Residential Real Estate Appraisal -
August 1998, Lincoln Graduate Center, Kansas City, Mo.

Principles of Appraisal Review -
August 1998, Lincoln Graduate Center, Kansas City, Mo.

Writing The Narrative Appraisal Report-
August 1998, Lincoln Graduate Center, Kansas City, Mo.

Farm and Land Appraisal -
August 1998, Lincoln Graduate Center, Kansas City, Mo.


PROFESSIONAL CERTIFICATIONS

State Licensed Real Estate Appraiser, Missouri Real Estate
Appraisers Commission License No. 2000144261

PROFESSIONAL AFFILIATIONS

Lake of the Ozarks Board of REALTORS
Missouri Association of REALTORS
National Association of REALTORS