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APPRAISER QUALIFICATIONS -

PATSY BARTEL

State Licensed Appraiser for Missouri Property Appraisal, Inc.,
Real Estate Appraisers and Consultants – Hermann, Missouri Office.


EDUCATIONAL BACKGROUND

Graduate - Gasconade County R-1 High School, Hermann, Missouri
Graduate - Mexico Vocation Technical School, Mexico, Missouri


PROFESSIONAL TRAINING

FHA Exam Prep Session
June 2003, Lowman & Co., Sedalia, Missouri

How To Do a FHA Appraisal
June 2003, Lowman & CO., Sedalia, Missouri

Concepts, Terminology and Technique - Residential
May, 2003 National Association of Independent Fee Appraisers

Report Writing - Residential
April, 2003 National Association of Independent Fee Appraisers

Appraising Manufactured and Mobile Housing-
September, 2002 Lowman & Co Boonville, Missouri

Principles of Residential Real Estate Appraising -
July, 2001 National Association of Independent Fee Appraisers
St. Louis, Missouri

Uniform Standards of Professional Practice -
August, 2001 National Association of Independent Fee Appraisers
St. Louis, Missouri

Market Data Analysis of Residential Real Estate Appraising -
November 2001 National Association of Independent Fee Appraisers
St. Louis, Missouri

Financial Analysis of Income Properties -
October, 2001 National Association of Independent Fee Appraisers
St. Louis, Missouri


SEMINARS AND SHORT COURSES
HP 12-C Made Easy

BUSINESS AND OTHER RELATED EXPERIENCE
Property Manager - Elmer Birk Real Estate

PROFESSIONAL CERTIFICATIONS
Licensed Real Estate Appraiser, Missouri Real Estate Appraisers Commission
License #2002017048

FHA PANEL